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Coin Directory
USDaiUSDAI
Rank #144Arbitrum One
USDai (USDAI) scores 72/100 on KoinLens — Stablecoin.
- Is USDai a scam?
- No. There are no automated red flags marking USDai (USDAI) as a scam. It ranks #144 by market cap, and its KoinLens Score of 72/100 (Stablecoin) reflects an established, liquid market with no critical security flags. That is not a guarantee — always verify the official contract address before buying.
- Is USDai safe to buy?
- USDai scores 72/100 (Stablecoin) on KoinLens, ranking #144 among all cryptocurrencies — a relatively established profile with no critical security flags detected. No crypto asset is safe in the sense a savings account is: prices still move sharply and past results say nothing about the future.
- Is USDai legit?
- USDai is an established, actively traded cryptocurrency (rank #144, currently $1) with a KoinLens Score of 72/100. By our signals it is a legitimate market presence — though a legitimate listing is never an endorsement of future returns.
KoinLens rates USDai at 72/100 (Stablecoin), from a transparent, rule-based blend weighted 60% toward performance — drawdown, how long it has been underwater and how it has fared against Bitcoin — and 40% toward trust signals such as contract security, liquidity, holder distribution, team transparency and exchange listings. Bitcoin is the benchmark every other coin is measured against. These are transparent, rule-based signals about the past — not human opinion, not a forecast, and not financial advice.
72/ 100
KoinLens ScoreStablecoin
Overall analytical assessment — project quality, asset performance, market health and risk.
Performance
92
60% weight
Trust & Safety
10
40% weight
0Band thresholds at 20 · 40 · 60 · 75 · 90100
82% of the indicators behind this score were evaluated from real data — the rest are estimated, so treat the number as approximate.
Measured (13)
- Contract Security
- Liquidity & Lock
- Holder Distribution
- Tokenomics
- Volume Quality
- Exchange Listings
- Community & Ecosystem
- Capital Preservation
- vs Bitcoin
- Scale & Durability
- Price Structure
- Dilution Risk
- Recent Trend
Estimated (4)
- Developer Activity
- Team Transparency
- Age & Survival
- Revenue & Usage
Estimated indicators still affect the score — the input was unavailable, so a neutral value stood in for it. We show which ones rather than presenting the number as complete.
USDai is a stablecoin — designed to hold a fixed value, not to grow. It scores 72/100 on peg quality (92/100) and trust signals (10/100), never on price performance, because comparing a peg asset to Bitcoin would rank it top purely for standing still. Has held its peg closely with deep liquidity. 2 red flags kept it below the level a clean peg would score. A peg is only as good as the reserves behind it, which no automated check can verify. Not financial advice.
Relative performance
vs Bitcoin (1y)-22.2%· market is bear
Measured against Bitcoin because in a market where everything falls together, falling is not informative — losing ground relative to the benchmark is. Underperforming Bitcoin during a Bitcoin-led cycle does not by itself mean the project is unhealthy.
It is an overall analytical assessment of project quality, asset performance, market health and risk — a summary of the sections below, not a separate judgement.
It is not a probability, a percentage chance of success, a price target, or a recommendation to buy or sell. KoinLens knows nothing about your time horizon, entry price, position size or tax situation.
Mechanically it blends performance and survival (60%) with trust and safety (40%), then applies factual ceilings so that no amount of good paperwork can lift a coin that has lost most of its value. Not financial advice.
KoinLens Score v2.0 · rule-based signals · updated Sep 3, 2026cached· not financial advice
—Your goal
What are you researching this coin for?
The same findings, weighted differently depending on why you are looking. These are research views, not recommendations.
Weights fundamentals, survival and durability over recent price action.
- Fundamentals35%
- Performance30%
- Trust20%
- Security15%
A research lens, not a recommendation — it reweights the same evidence for a different question.
Weights momentum and recent direction over project quality.
- Momentum50%
- Market Health30%
- Performance20%
A research lens, not a recommendation — it reweights the same evidence for a different question.
Execution quality — depth, venue coverage and whether you can exit.
- Market Health50%
- Security30%
- Momentum20%
A research lens, not a recommendation — it reweights the same evidence for a different question.
Development activity, revenue, usage and ecosystem health only.
- Fundamentals60%
- Trust25%
- Security15%
A research lens, not a recommendation — it reweights the same evidence for a different question.
—At a glance
What we checked
Each number is one part of the overall score. Tap any section below to see exactly what moved it.
TrustEST
45/100
Weak
Security
52/100
Weak
FundamentalsEST
45/100
Weak
Performance
77/100
Strong
Market Health
24/100
High Risk
Momentum
68/100
Moderate
Lenses are research views, not recommendations — KoinLens knows nothing about your time horizon, entry price or position size.
—Project quality
How strong is the project?
Credibility, technical risk and fundamentals behind USDai — independent of what the token price has done.
Measures project credibility, transparency, ecosystem maturity and external standing. It does not predict price performance.
The project publishes what an accountable team publishes.
- ✓Official website published+20
- ✓Public project description+15
- ✓Blockchain explorer linked+10
- •Named founders & company registrationNo free registry maps tokens to real identities — this indicator scores public disclosure, not verified identity.
Short track record.
- ✕Under a year old — no track record−25
- •Age approximated from earliest recorded priceNo genesis date published for this coin.
Ecosystem activity is modest for its market size.
- •No tracked TVLNot every asset is a DeFi chain or protocol — absence isn't automatically bad.
Limited presence on reputable exchanges.
- ✕Not listed on any tier-1 exchange−30
- •6 trading venues total
Measures technical and smart-contract risk indicators. A high score does not guarantee that a project cannot be exploited.
Automated contract checks surface no critical red flags.
- ✓Contract source verified / open+18
- ✓Ownership renounced+6
- •Upgradeable proxy — logic can change after deploy
- •Third-party audit historyNo free audit registry API — not counted either way.
Ownership is concentrated — a few wallets could move the price.
- ✕Top holder controls 63.5% — extreme concentration−40
- •2,805 holders
Measures underlying project activity, usage, development and economic health.
Repository stats aren't published by our source — estimated, not penalised.
- •No repository linked by the data providerAbsence of stats is not evidence of inactivity — several actively developed chains publish no repo link here. Scored neutrally and flagged, never counted as zero activity.
Supply structure carries dilution or emission risk.
- ✕Uncapped supply — holders are diluted by ongoing emission−14
- ✓Market cap ≈ fully-diluted value — minimal hidden dilution+14
- •Vesting & unlock calendarCliff/linear unlock schedules need a paid data feed — not yet wired.
No tracked revenue or TVL.
- •No revenue or TVL trackedNot every asset is a fee-earning protocol — absence isn't automatically damning, so this scores neutrally rather than zero.
Holders face meaningful dilution.
- ✕Uncapped supply — holders diluted by ongoing emission−22
- ✓Market cap ≈ fully-diluted value+12
—Asset quality
How has the token behaved?
Price history, market structure and tradability. A strong project can still have a weak asset — that gap is the point of splitting these.
Measures historical asset performance, drawdowns, survival and relative performance. Past results say nothing about future returns.
Has held its value reasonably well versus its peak.
- ✓Within 15.8% of all-time high+25
Has kept pace with or beaten Bitcoin.
- ✓Down 22.2% against Bitcoin — mild underperformance+12
- ✓Held its floor against Bitcoin through the downturn+10
Still making lower lows — the downtrend is intact.
- ✕Lower lows in 2 of the last 3 quartersQuarterly lows: 1.0 → 1.0 → 1.0 → 1.0.−25
Measures liquidity, volume quality, exchange coverage and market structure.
Liquidity is thin — size positions carefully.
- ✕Thin turnover — hard to exit at size+2
- •No locked liquidity detectedEither the pool is unlocked or the provider has no data. Verify before trading — see penalties.
Much of the reported volume is on unvetted exchanges.
- ✕Just 0% of volume on tier-1 exchanges — mostly unvetted venues−24
Small enough that a shock could be terminal.
- ✕$229.0M market cap — nano-cap, extreme fragility−32
Measures recent market trend and relative strength. This is the shortest-horizon and noisiest signal in the report.
Trend has been positive.
- ✓Up 1% over 1 year+14
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