Can I trust BlackRock USD Institutional Digital Liquidity Fund?

BlackRock USD Institutional Digital Liquidity Fund appears to be a real, tracked and tradeable cryptocurrency ranked #35 — "legitimate" and "a good investment" are separate questions, and KoinLens answers both separately. Its score of 69/100 (Stablecoin) reflects weak performance and/or risk signals, it trades 0% below its all-time high. rather than proof of anything dishonest. Research the team, the use case and the token's supply schedule before trusting it.

Is BUIDL a scam or legit?

KoinLens has found no automated red flags marking BlackRock USD Institutional Digital Liquidity Fund (BUIDL) as a scam. It scores 69/100 (Stablecoin), a middling result. It trades 0% below its all-time high. Verify the contract on official channels and check liquidity before trading.

What is BlackRock USD Institutional Digital Liquidity Fund (BUIDL) and how much is it worth?

BlackRock USD Institutional Digital Liquidity Fund is a cryptocurrency ranked #35 by market capitalization, currently trading at $1 with a market cap of $2.77B.

Coin Directory

BlackRock USD Institutional Digital Liquidity FundBUIDL

Rank #35Ethereum

Coin Details

Coin Report Card

Live Market

#35

1h +0.0%24h +0.0%7d +0.0%

+0.0%

Hover for exact prices

Low $1.0000High $1

Market Cap

$2.77B

24h Volume

—

FDV

$2.77B

Dominance

0.11%

Circulating

2.77B BUIDL

Max Supply

∞

ATH

+0.0% from ATH

ATL

24h High

24h Low

Market Status

Open

Crypto trades 24/7

Volatility

Low

Market data by CoinGecko · refreshes periodically.

—Convert

BUIDL to USD converter

Type an amount on either side. Uses the live BlackRock USD Institutional Digital Liquidity Fund price.

BUIDL

USD

1 BUIDL = $1 · BlackRock USD Institutional Digital Liquidity Fund price updates with the page, so a conversion reflects the moment it loaded, not a quote you can trade on.

—On-chain

Contract addresses

Always verify against official channels — copycat tokens with identical names are a common scam.

Ethereum0x7712c34205737192402172409a8f7ccef8aa2aec
Tempo0xb5ff12bd8010baef823d1bfa2ce6bdc0109cbb24
BNB Chain0x2d5bdc96d9c8aabbdb38c9a27398513e7e5ef84f
SolanaGyWgeqpy5GueU2YbkE8xqUeVEokCMMCEeUrfbtMw6phr
Avalanche0x53fc82f14f009009b440a706e31c9021e1196a2f
Arbitrum One0xa6525ae43edcd03dc08e775774dcabd3bb925872
Optimistic Ethereum0xa1cdab15bba75a80df4089cafba013e376957cf5
Aptos0x50038be55be5b964cfa32cf128b5cf05f123959f286b4cc02b86cafd48945f89
Polygon0x2893ef551b6dd69f661ac00f11d93e5dc5dc0e99

06Supply

Tokenomics

Supply structure and dilution. Full vesting, emission and allocation data is on the roadmap.

Circulating

2.77B BUIDL

Max Supply

∞ Uncapped

Total Supply

2.77B BUIDL

% Circulating

—

FDV

$2.77B

FDV / MCap

1.00×

Token distribution & allocations

Team / VC / treasury / community splits

Soon

Vesting & unlock calendar

Upcoming cliff and linear unlocks

Soon

Emission & burn rate

Net inflation over time

Soon

09Trading

Markets

Listed across 0 exchanges. Top pairs by 24h volume.

No market pairs returned for this coin.

0 spot pairs shown · liquidity dot reflects CoinGecko trust rating.

11Social

Community

Social reach and sentiment across public platforms.

Social following & sentiment

Not linked for this coin on our data source

Soon

Discord & community growth trend

Soon

Google Trends interest

Soon

—News

Latest BUIDL news

No recent BlackRock USD Institutional Digital Liquidity Fund stories in the last 48h. Browse all news →

—Explore

Coins like BlackRock USD Institutional Digital Liquidity Fund

Browse all 2,000 coins →

12Reference

Full Market Data

The complete numbers, for when you want the raw data.

Price$1

Market Cap$2.77B

Market Cap Rank#35

24h Volume—

Fully Diluted Valuation$2.77B

24h Change+0.0%

7d Change+0.0%

30d Change+0.0%

1y Change+0.0%

All-Time High$1 · Feb 11, 2025

All-Time Low$1 · Jul 23, 2026

24h High / Low$1 / $1

Circulating Supply2.77B BUIDL

Max SupplyUncapped

Total Supply2.77B BUIDL

Market data from CoinGecko · contract security from GoPlus · TVL from DefiLlama. KoinLens Score and sub-scores are transparent, rule-based heuristics — not financial advice.

69/ 100

KoinLens ScoreStablecoin

Overall analytical assessment — project quality, asset performance, market health and risk.

Performance

60% weight

Trust & Safety

40% weight

0Band thresholds at 20 · 40 · 60 · 75 · 90100

76% of the indicators behind this score were evaluated from real data — the rest are estimated, so treat the number as approximate.

Measured (11)

Contract Security
Liquidity & Lock
Holder Distribution
Tokenomics
Community & Ecosystem
Capital Preservation
vs Bitcoin
Scale & Durability
Price Structure
Dilution Risk
Recent Trend

Estimated (6)

Developer Activity
Team Transparency
Volume Quality
Exchange Listings
Age & Survival
Revenue & Usage

Estimated indicators still affect the score — the input was unavailable, so a neutral value stood in for it. We show which ones rather than presenting the number as complete.

BlackRock USD Institutional Digital Liquidity Fund is a stablecoin — designed to hold a fixed value, not to grow. It scores 69/100 on peg quality (80/100) and trust signals (36/100), never on price performance, because comparing a peg asset to Bitcoin would rank it top purely for standing still. Has broadly held its peg. 1 red flag kept it below the level a clean peg would score. A peg is only as good as the reserves behind it, which no automated check can verify. Not financial advice.

Relative performance

vs Bitcoin (1y)-22.2%· market is bear

Measured against Bitcoin because in a market where everything falls together, falling is not informative — losing ground relative to the benchmark is. Underperforming Bitcoin during a Bitcoin-led cycle does not by itself mean the project is unhealthy.

It is an overall analytical assessment of project quality, asset performance, market health and risk — a summary of the sections below, not a separate judgement.

It is not a probability, a percentage chance of success, a price target, or a recommendation to buy or sell. KoinLens knows nothing about your time horizon, entry price, position size or tax situation.

Mechanically it blends performance and survival (60%) with trust and safety (40%), then applies factual ceilings so that no amount of good paperwork can lift a coin that has lost most of its value. Not financial advice.

KoinLens Score v2.0 · rule-based signals · updated Sep 2, 2026· not financial advice

—At a glance

Every dimension, one screen

Research lenses reweight the same evidence for a different question. Scores below them are the dimensions those lenses draw on. Tap any section further down for the full working.

Research lenses

Long-Term

61/100

Moderate

Short-Term

62/100

Moderate

Trading

51/100

Weak

Fundamentals

51/100

Weak

Scores

TrustEST

54/100

Weak

Security

60/100

Moderate

FundamentalsEST

47/100

Weak

Performance

81/100

Strong

Market Health

38/100

High Risk

Momentum

68/100

Moderate

Lenses are research views, not recommendations — KoinLens knows nothing about your time horizon, entry price or position size.

—Verdict

Is BlackRock USD Institutional Digital Liquidity Fund a scam? Is it safe?

BlackRock USD Institutional Digital Liquidity Fund (BUIDL) scores 69/100 on KoinLens — Stablecoin.

Is BlackRock USD Institutional Digital Liquidity Fund a scam?: KoinLens has found no automated red flags marking BlackRock USD Institutional Digital Liquidity Fund (BUIDL) as a scam. It scores 69/100 (Stablecoin), a middling result. It trades 0% below its all-time high. Verify the contract on official channels and check liquidity before trading.
Is BlackRock USD Institutional Digital Liquidity Fund safe to buy?: BlackRock USD Institutional Digital Liquidity Fund scores 69/100 on KoinLens (Stablecoin). It trades 0% below its all-time high. That reflects real, measurable weakness — most often a deep drawdown, sustained underperformance against Bitcoin, or thin liquidity. Size any position carefully and never invest more than you can afford to lose. This is a signal, not financial advice.
Is BlackRock USD Institutional Digital Liquidity Fund legit?: BlackRock USD Institutional Digital Liquidity Fund appears to be a real, tracked and tradeable cryptocurrency ranked #35 — "legitimate" and "a good investment" are separate questions, and KoinLens answers both separately. Its score of 69/100 (Stablecoin) reflects weak performance and/or risk signals, it trades 0% below its all-time high. rather than proof of anything dishonest. Research the team, the use case and the token's supply schedule before trusting it.

KoinLens rates BlackRock USD Institutional Digital Liquidity Fund at 69/100 (Stablecoin), from a transparent, rule-based blend weighted 60% toward performance — drawdown, how long it has been underwater and how it has fared against Bitcoin — and 40% toward trust signals such as contract security, liquidity, holder distribution, team transparency and exchange listings. Bitcoin is the benchmark every other coin is measured against. These are transparent, rule-based signals about the past — not human opinion, not a forecast, and not financial advice.

—Risk

Important risks

Detected from contract, market and supply signals — scored separately from the overall number, not derived from it.

Moderate risk2 risk signals detected.

Finding
Liquidity not locked
Why it matters
Liquidity could be withdrawn, leaving holders unable to exit.
Category: Security & contractSource: GoPlus contract analysis
Finding
Liquidity is thin — size positions carefully.
Why it matters
Thin liquidity means larger orders move the price against you, and exiting a position can cost noticeably more than entering it.
Category: Market healthSource: CoinGecko market data

Checked Sep 2, 2026

—Project quality

How strong is the project?

Credibility, technical risk and fundamentals behind BlackRock USD Institutional Digital Liquidity Fund — independent of what the token price has done.

Measures project credibility, transparency, ecosystem maturity and external standing. It does not predict price performance.

The project publishes what an accountable team publishes.

✓Official website published+20
✓Blockchain explorer linked+10
✓Tracked across major data providers+10
•Named founders & company registrationNo free registry maps tokens to real identities — this indicator scores public disclosure, not verified identity.

Short track record.

•~1.6 years old — still young−8
•Age approximated from earliest recorded priceNo genesis date published for this coin.

Ecosystem activity is modest for its market size.

•No tracked TVLNot every asset is a DeFi chain or protocol — absence isn't automatically bad.

Listing data unavailable.

•Exchange listings unavailable

Measures technical and smart-contract risk indicators. A high score does not guarantee that a project cannot be exploited.

Contract checks raise issues worth reviewing.

✓Contract source verified / open+18
•Ownership not renouncedCommon for actively developed projects, but the owner keeps privileged control.
•Upgradeable proxy — logic can change after deploy
•Third-party audit historyNo free audit registry API — not counted either way.

Ownership is concentrated — a few wallets could move the price.

•Top holder controls 25.8%−12
✕Only 58 holders−10

Measures underlying project activity, usage, development and economic health.

Repository stats aren't published by our source — estimated, not penalised.

•No repository linked by the data providerAbsence of stats is not evidence of inactivity — several actively developed chains publish no repo link here. Scored neutrally and flagged, never counted as zero activity.

Supply structure carries dilution or emission risk.

✕Uncapped supply — holders are diluted by ongoing emission−14
✓Market cap ≈ fully-diluted value — minimal hidden dilution+14
•Vesting & unlock calendarCliff/linear unlock schedules need a paid data feed — not yet wired.

No tracked revenue or TVL.

•No revenue or TVL trackedNot every asset is a fee-earning protocol — absence isn't automatically damning, so this scores neutrally rather than zero.

Holders face meaningful dilution.

✕Uncapped supply — holders diluted by ongoing emission−22
✓Market cap ≈ fully-diluted value+12

—Asset quality

How has the token behaved?

Price history, market structure and tradability. A strong project can still have a weak asset — that gap is the point of splitting these.

Measures historical asset performance, drawdowns, survival and relative performance. Past results say nothing about future returns.

Has held its value reasonably well versus its peak.

✓Within 0.0% of all-time high+25

Has kept pace with or beaten Bitcoin.

✓Down 22.2% against Bitcoin — mild underperformance+12
✓Held its floor against Bitcoin through the downturn+10

Downside appears to be stabilising.

•One lower low in the past yearQuarterly lows: 1.00 → 1.00 → 1.00 → 1.0.

Measures liquidity, volume quality, exchange coverage and market structure.

Liquidity is thin — size positions carefully.

✕Thin turnover — hard to exit at size+2
✕Shallow 24h volume (<$1M) — slippage risk−8
•No locked liquidity detectedEither the pool is unlocked or the provider has no data. Verify before trading — see penalties.

Couldn't verify where volume trades — scored neutrally.

•Per-exchange volume breakdown unavailable

Small enough that a shock could be terminal.

•$2.8B market cap — small-cap−6

Measures recent market trend and relative strength. This is the shortest-horizon and noisiest signal in the report.

Trend has been positive.

✓Up 0% over 1 year+14

—Research lenses

What are you researching this coin for?

The same evidence, reweighted for a different question. These are research views, not recommendations.

Weights fundamentals, survival and durability over recent price action.

Fundamentals35%
Performance30%
Trust20%
Security15%

A research lens, not a recommendation — it reweights the same evidence for a different question.

Weights momentum and recent direction over project quality.

Momentum50%
Market Health30%
Performance20%

A research lens, not a recommendation — it reweights the same evidence for a different question.

Execution quality — depth, venue coverage and whether you can exit.

Market Health50%
Security30%
Momentum20%

A research lens, not a recommendation — it reweights the same evidence for a different question.

Development activity, revenue, usage and ecosystem health only.

Fundamentals60%
Trust25%
Security15%

A research lens, not a recommendation — it reweights the same evidence for a different question.

—Positives

What looks good

Within 0.0% of all-time highCapital Preservation
Official website publishedTeam Transparency
Contract source verified / openContract Security
Market cap ≈ fully-diluted value — minimal hidden dilutionTokenomics
Up 0% over 1 yearRecent Trend
Down 22.2% against Bitcoin — mild underperformancevs Bitcoin

—Concerns

What to watch

Uncapped supply — holders diluted by ongoing emissionDilution Risk
Uncapped supply — holders are diluted by ongoing emissionTokenomics
Only 58 holdersHolder Distribution
Shallow 24h volume (<$1M) — slippage riskLiquidity & Lock
Thin turnover — hard to exit at sizeLiquidity & Lock

—Evidence

The findings behind the score

Each row is a signal that moved a sub-score, with the data source that produced it.

Finding	Category	Impact	Source
Within 0.0% of all-time high	Capital Preservation	+25	CoinGecko price history
Uncapped supply — holders diluted by ongoing emission	Dilution Risk	-22	CoinGecko supply data
Official website published	Team Transparency	+20	CoinGecko project metadata
Contract source verified / open	Contract Security	+18	GoPlus contract analysis
Uncapped supply — holders are diluted by ongoing emission	Tokenomics	-14	CoinGecko supply data
Market cap ≈ fully-diluted value — minimal hidden dilution	Tokenomics	+14	CoinGecko supply data
Up 0% over 1 year	Recent Trend	+14	CoinGecko price history
Down 22.2% against Bitcoin — mild underperformance	vs Bitcoin	+12	CoinGecko price history
Market cap ≈ fully-diluted value	Dilution Risk	+12	CoinGecko supply data
Only 58 holders	Holder Distribution	-10	GoPlus holder analysis
Blockchain explorer linked	Team Transparency	+10	CoinGecko project metadata
Tracked across major data providers	Team Transparency	+10	CoinGecko project metadata
Held its floor against Bitcoin through the downturn	vs Bitcoin	+10	CoinGecko price history
Shallow 24h volume (<$1M) — slippage risk	Liquidity & Lock	-8	CoinGecko market data

Checked Sep 2, 2026

—History

Score history

Score history will appear here as KoinLens collects historical assessments for this coin. We don’t back-fill or estimate past scores — a trend line is only worth showing when every point on it was actually recorded.

05Security

Security Report

Automated contract checks. Tap any row for the explanation and evidence. Not a substitute for a professional audit.

The contract source is public and verifiable on-chain.